Frequently Asked Questions

Faq

Get answers to your most pressing questions about SBA guaranteed loans.
Secure SBA Lending is a one of a kind Loan Advisory, Analytics and Brokerage firm serving privately held, family owned small businesses and entrepreneurs who are purchasing real estate, acquiring a franchise or business or are seeking working capital to expand or start a business. We bring unmatched experience in structuring SBA Guaranteed Loan facilities for our clients. Our core values are transparency, speed and accuracy.

Our standard fee outlined in the fee agreement is 1-3%, depending on the complexity of the loan package of the gross loan amount. The fee is considered earned after the loan funds not before. That means we do not charge an up front fee of any kind. Our goal is aligned with your goal to ensure we are both working together in good faith striving for the same outcome!

The time it takes between submitting a full loan package to the funding of the loan is typically 45 – 60 days. This largely depends on how quickly you, the loan applicant, responds to questions and requests for documents, signatures etc. There are also other factors including the lenders deal flow, stimulus packages, staffing etc.
Yes, in fact we are with you throughout the entire process. This means we are communicating with the lender and you to make sure everyone is on the same page until the loan funds.

Yes, this happens sometimes. Don’t worry, we work with you to ensure that more options are always ready to proceed so that if the chosen lender isn’t able to perform, there is another lender ready to pick up and run with your loan application. Always being prepared for unexpected challenges is one of the advantages of working with Secure SBA Lending.

We are really geared toward underutilized small business financing programs like SBA financing. The plurality of our 4,000 lenders are small banks and community banks. With that having been said, we have plenty of lenders that handle any and all types of alternative financing.

We handle all business/commercial loan sizes.

We work with small, medium to large businesses.